purchase loan

As a new home buyer, there are many options when it comes to financing your home. Between the types of loans available, and negotiating your rates and payment options, finding the most suitable home purchase loan takes some work. You need a team of experienced professionals who have your best interests and not a commission in mind.

At Bennett Home Mortgage, our goal is to find you the best loan with the most competitive rate and terms, so you can move in sooner with less effort. Let us help you navigate the unpredictable housing market, and provide you with the safety, security, and peace of mind that comes with closing your loan quickly.

As your trusted partner throughout the homeownership process, we will be with you every step of the way–from application to closing!

 

 

highlights & eligibility

• Credit Score requirements vary based on the loan program
• Down payments also vary based on the loan program
• Self-employed borrowers also eligible through specialty programs

 

Required documents checklist

• Executed contract
• W-2 for the previous 2 years
• Paystubs covering a 30-day period
• Most recent 2 bank statements on all depository accounts being used for this transaction
• Mortgage statement, insurance, taxes, and HOA for each property retained if applicable
• For Self-Employed borrowers only: the above-listed items PLUS business and personal tax returns for the last 2 years

 

other items that may be required, where applicable

• Final divorce decree
• Proof of child support receipt and continuance
• Bankruptcy discharge
• Copy of a green card
• Disability award letter
• SSI award letters

 

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